Understand the second pillar
Find out how the second pillar and therefore also your pension entitlements are doing.
Our annual Swiss Pension Funds Study is a reliable source of information. For more than 20 years, it has provided valuable insights into the second pillar, monitoring the returns achieved by Swiss pension funds. The study presents the current condition of Swiss pension funds.
Our Pension Funds Study covers around 500 pension funds. It fulfils an important societal task by providing insights into the general condition of domestic pension funds. It has been providing orientation on the performance values of pension funds year after year, for more than 20 years.
The economy and society are changing. Pension funds and asset managers are staying abreast of these changes. That is why our Pension Funds Study always addresses current key topics such as the embedding of sustainability in pension funds.
Some active insured persons received five times more interest than others in 2024.
The big differences in performance – and therefore in returns – are not primarily dependent on risk tolerance.
Contrary to popular belief, the conversion rate is not the key factor for pure capital payments.
Since 2020, the best health insurance funds have achieved an average of 3 percentage points more return for their insured members than the weakest funds.
For 25 years, despite several crises, insured persons have almost without exception benefited from positive real interest rates.
Only 39% of insured persons receive a pension exclusively – almost as many receive capital.